fixed-loan-bg.jpg

15/30-Year Fixed

15-YEAR FIXED

Purchasing a new home?  CountryFirst Mortgage can help.

You are also able to completely own your house in a shorter period of time.  A 15-year loan is not for everyone, but CountryFirst Mortgage will help you understand the loan process and assist you in getting you the loan you need.

At CountryFirst, you will never be pressured to put yourself into a payment plan that is not financially comfortable for you or that is inconvenient in any way. We only work with terms that are in your comfort zone and that make sense given the type of loan for your situation loan. With the assistance of a total term loan and monthly comparison, you can see how over the long term having a lower fixed rate loan may be the best move for you.  Whatever you decide to go with, CountryFirst Mortgage will make the process professional and smooth so that you can just enjoy the excitement of buying your new house.

30-YEAR FIXED

30-YEAR FIXED

Within a traditional 30-year fixed rate mortgage, you have a constant interest rate as well as a fixed monthly payment.  This monthly payment will not change.  30-year loans are typically recommended for those that plan to stay in their home for seven years or longer.  If you plan to relocate or sell your house within seven years, an adjustable rate mortgage is recommended as an alternative.

It may be challenging to qualify for fixed rate loans compared to an adjustable rate loan.  When interest rates are low, fixed rate loans are generally not that much more expensive than adjustable rate mortgages, which means they may be better in the long run.